Business Finance Suite — Free & Private

Freelance rates, break-even, payroll, VAT, margins, receivables, cash flow, runway and equity dilution.

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Tools in Business Finance Suite

VAT Calculator: Add/remove VAT at any rate, split bills with tax
Profit Margin Calculator: Gross, operating, and net margins
Freelance Hourly Rate Calculator: Annual income + expenses + utilization → min rate
Small Business Revenue Estimator: Price × units; model cost and margin scenarios
Business Break-Even Suite: Fixed + variable costs + price → units and revenue (merged)
Payroll & Tax Suite: Net salary + employer costs + configurable tax brackets (merged)
Accounts Receivable Aging Report: Invoices + due dates → aging summary
Working Capital Calculator: Current assets − liabilities + liquidity ratios
Cash Flow Projection: Month-by-month income/expense cash flow model
Startup Runway Calculator: Burn rate + cash → months of runway
Equity Dilution Calculator: Model dilution from funding rounds + ESOP pools